A Wrap-up of 2022 and a Plan for 2023

A Wrap-up of 2022 and a Plan for 2023

2022 has proven itself to be my “annus horribilis” with a number of serious health complications raining down on our family.  Thankfully we have reached the other side of it with some sort of normality and life continues – albeit with some changes.

The year has disappeared in a blur of doctors’ appointments, hospital visits and LOTS of stress.
We made the very tough decision to sell our dream block of land in Hobart, Tasmania.  We will still retire to Tasmania but with a different plan that we have not fully formed yet

Mostly I managed to keep it all together, but at times I have NOT felt I have been living my best life. 🙁

I CAN be grateful that we were able to travel and were able to see our gorgeous grandsons TWICE this year.  As much as it is super fun Facetimeing 5&3 year olds, nothing beats “Nana Cuddles”

All in all, I can be thankful for every moment good and bad.  I can be intentional in closing off 2022 and be ready to face 2023 with renewed optimism and joy.

My word for 2023 is “SPACE”  space for me to…

  • breathe
  • relax
  • connect and just
  • BE!!

I have planned a number of catchups with friends, weekends away and plenty of “me time” ( how long has it been since I had a massage??)

What are your plans for 2023?

Why not complete the “Life Audit” to see where your life is at right now and give yourself some hints on what to address this year.

My Top 3 Tips For Living Your 10/10 Life.

My Top 3 Tips For Living Your 10/10 Life.

1: KNOW what your ideal life looks like

Dream, really image yourself living your ideal life. What does it look like? Who is in it? Where do you live? What do you do every day?

You need to be REALLY specific here.
Start from the moment you open your eyes. What is your bed like? What do you do first thing?  Now get up, what do your toes touch on the floor? Is it lush carpet or cool polished timber floors?   Do you go directly to the kitchen to have a glass of fresh squeezed OJ or do you make your way to your spa-like ensuite for a vitalising shower under the glorious rain head while rubbing your body with luscious body wash.?

What is next? Breakfast, yoga, a run or quiet reflection on the patio overlooking the mountains?

How do you dress? What are your plans for the day?

Keep going until you complete your ideal day until the moment you slip your body back into that comfortable bed you rose from this morning.

You can create a number of these ideal days. You might have an ideal work day, an ideal Sunday and an ideal family day

2: CHOOSE to live that life NOW. 

Pick one or two things that are less than ideal and start slowly upgrading.
Simple achievable upgrades are the lesson here, you want each upgrade to be a regular part of your life.

3: Don’t STRESS.

If you are feeling stress about an upgrade in any way, it may be that you are trying to jump too many steps.  Is your Ideal Car a brand new Mercedes or BMW but for now you have an early model Toyota?   Start small, set your intention for that new car, buy a key ring with the logo on it, look at slowly updated your Toyota. Look at the price of older Mercedes’ or BMW’s ( you might be very surprised)

Be – Do – Have

An exercise in creating YOUR ideal life.

Be, Do, Have exercises have been around the self help circles for a long time. The intention is to show your mind what can be.  It is more than a “fake it and make it” folly, it is more about opening yourself up to the possibilities of what your best life FEELS like.

I like to take some quiet time most mornings, in that time before you are fully awake, and just BE.  See yourself in that ideal life.  TRULY be there, what does it feel like?

The following prompts can help you guide your thoughts as to what you can  BE, can DO and can HAVE.

Get my FREE worksheet prompt to help you create your ideal life vision

Enjoy ❤❤

3  Steps  Ebook

3 Steps Ebook

Keep reading to learn more…

Are You Happy? Truly Happy?

The Good News Is…
You Can Have Everything You Want In Your Life…

Do You Feel….

  • Like a hamster in a wheel?  Busy busy BUSY but going nowhere fast?
  • Frustrated, overwhelmed, stressed, and disillusioned
  • That you had grand plans but no matter how hard you seem to work you can’t make come together.?
  • That life is a constant juggle?
  • Tired, Sad and maybe even angry?.

Do You Crave….

  • Satisfying work that fulfills you.
  • Contentment, happiness and Peace
  • A clear vision of where your life is heading
  • A rich, full, satisfying life in all areas
  • Balance, Confidence and Calmness

    Inside you will learn…

    • How to know what you really want.
    • How to stop waiting for life to “happen”
    • How to improve your health, your home life, and even your looks… with just a few small changes…
    • The step-by-step method to become anything you want to be.

    Click BELOW to get
    your eBook download

    Hi There, 

    Are you happy with where you are in life right now? Or, do you wish life was.. well..MORE?

    Everyone has different goals and dreams… 

    Some are trying to change the world…
    …others just want to settle down and live a long healthy life with the people that they love the most…
    some want financial wealth…others want fame and prestige.. 

    And then there are those that want it ALL! They want everything they can get out of life… 

    What about you? 

    When you look in the mirror, are you satisfied with the person you are today… or do you dream about the type of person you want to become? 

    There Is A Little Known Secret Why Most People
    Never Truly Get What They Want Out Of Life…

    They don’t know actually what they want. 

    That may sound like an easy excuse, but it’s true… 

    Beyond not knowing what… many people also don’t realize that they CAN have anything they want… 

    Some people – especially us women – don’t think they deserve to be truly fulfilled and happy. 

    And that’s a big problem… 

    Overcoming those nagging doubts and inner speech that hold you back is the first step to making a lasting change in your life and finally becoming the person that you’re supposed to be… 

    And sadly, very few people ever become truly happy… 

    Many resign themselves to a life of struggling just to get by… or hold themselves back from embracing true, lasting happiness. 

    YOU don’t have to live that way. 

    Life IS meant to be LIVED and LOVED 

    And, There Is A Simple Way To Get
    Everything You Want In Life…

    You truly can have anything and everything that you want in life… 

    And it all starts with the first step… 

    You must first KNOW what you want to be able to build the type of life that you want and deserve… 

    I’ve seen people NOT living the type of life they deserve to live. 

    I’ve seen people struggling day to day… 

    You don’t have to live that way. 

    That’s why I’ve created this very special book… 

    Over the years, I’ve put together a proven roadmap for creating the type of life that you want to live… If you follow what’s inside this book, you truly can change your life… for the better… forever! 


    So… Who the heck am I ???

    I’m Sue Josephson from Sunshine Cash. Firstly.. a HUGE welcome and thank you for allowing me into your life in this small way.   I do appreciate that your life is SUPER busy and your inbox is a pretty crowded space.

    Before I launch into a whole cliched “About Me” spiel, firstly let me tell you what I am NOT!

    Unlike a lot of online Coaches, Gurus or Self Proclaimed “Experts”
    I don’t have a fancy degree or walls lined with certificates in shiny frames, in fact I did not go to university at all.  I did complete year 12 at high school, but with NO CLUE as to what I want to be “when I grew up”

    I don’t really have a Rags to Riches story.  Sure I have been tight on cash, but never really DIRT POOR for any lengthy period of time.

    (I do have a story of how our last $20 was spent of food and a hail storm left our kitchen window in the pot of savoury mince I had made to last through the entire 7-10 days until we were to see any further income…  You can read about that here)

    I have not ever earned the “average” wage.

    What I AM though is resourceful.    I have dreamed BIG most of my life.

     Even as a girl, I could spend hours in my room looking at catalogues and touching a picture and just immersing myself in what MY life would look like if I had these wonders.   Oh the JOY!!

    Fast forward to the late 1990’s and 2000’s and the “Self Help” gurus started really showing up.

    All of a sudden I could see that “The Law of Attraction” was something I did unconsciously everyday and “stuff” would almost “automagically appear”

    I know you may think it is all IMPOSSIBLE and a bit “airy fairy” or “woo woo” but I am going to share with you the EXACT methods I use to create MY ideal life and how You can too.

     So, buckle up lovely, you are in for the ride of your (ideal) life.

     I cannot wait to see you RISE.


    So, What is Holding YOU Back?

    Click BELOW to Download your eBook
    NOW and start living YOUR best life.

    How much Tax do you REALLY pay??

    How much Tax do you REALLY pay??

    “Nothing is certain except for death and taxes.”
    – Benjamin Franklin 1789

    In many business forums and groups I am a part of, the topic of paying taxes often comes up.

    Our account told me a loooong time ago that, as a business owner, tax is a good thing, it means you have made a profit. 🙂

    Now, I don’t know about you, but while I do arrange our business finances so that we legally minimise our income tax as well as we can, I seriously do not object to paying my fair share of tax.

    While I can most certainly object to some of the ways our politicians spend our taxes, I do accept the fact that our tax helps to fund schools, hospitals and aged pensions (among other things)

    I know that our tax amount comes nowhere near close to even paying for my mother’s pension!!

    I got into a “discussion” with a lady one day who swore that her husband paid over 50% of EVERY dollar he earned.  When I pointed out that the top tax rate in Australia is only 45%.  Still, she was adamant.  Many others pointed out that her effective tax rate would be much less than even 45% as we have a sliding tax scale and the 45% is only on amounts over $180,000.

    On further discussion, it turns out this lady is a stay-at-home mum of two toddlers and is being paid the maximum in Family Tax Benefits.  She could not understand that a large portion of her husband’s tax was in fact coming back to her directly in the form of Family Tax Benefits., and that her husband’s effective tax rate would be quite low. ( some guessed at less than 15%)

    My husband also complains occasionally about the apparent high tax rates, so I created an excel spreadsheet to show him what his actual tax percentage is.

    We don’t have Family Tax Benefits anymore but I have added it in so you might get a better idea as to what your effective tax rate is.

    I hope you find this interesting.

    Download the Effective Tax Rate sheet here.