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Sunshine Cash

Creating a Champagne Life on a Beer Budget

Archives for May 2020

My Top 3 Tips For Living Your 10/10 Life.

1: KNOW what your ideal life looks like

Dream, really image yourself living your ideal life. What does it look like? Who is in it? Where do you live? What do you do every day?

You need to be REALLY specific here.
Start from the moment you open your eyes. What is your bed like? What do you do first thing?  Now get up, what do your toes touch on the floor? Is it lush carpet or cool polished timber floors?   Do you go directly to the kitchen to have a glass of fresh squeezed OJ or do you make your way to your spa-like ensuite for a vitalising shower under the glorious rain head while rubbing your body with luscious body wash.?

What is next? Breakfast, yoga, a run or quiet reflection on the patio overlooking the mountains?

How do you dress? What are your plans for the day?

Keep going until you complete your ideal day until the moment you slip your body back into that comfortable bed you rose from this morning.

You can create a number of these ideal days. You might have an ideal work day, an ideal Sunday and an ideal family day

2: CHOOSE to live that life NOW. 

Pick one or two things that are less than ideal and start slowly upgrading.
Simple achievable upgrades are the lesson here, you want each upgrade to be a regular part of your life.

3: Don’t STRESS.

If you are feeling stress about an upgrade in any way, it may be that you are trying to jump too many steps.  Is your Ideal Car a brand new Mercedes or BMW but for now you have an early model Toyota?   Start small, set your intention for that new car, buy a key ring with the logo on it, look at slowly updated your Toyota. Look at the price of older Mercedes’ or BMW’s ( you might be very surprised)

 

Be – Do – Have

An exercise in creating YOUR ideal life.

Be, Do, Have exercises have been around the self help circles for a long time. The intention is to show your mind what can be.  It is more than a “fake it and make it” folly, it is more about opening yourself up to the possibilities of what your best life FEELS like.

I like to take some quiet time most mornings, in that time before you are fully awake, and just BE.  See yourself in that ideal life.  TRULY be there, what does it feel like?

The following prompts can help you guide your thoughts as to what you can  BE, can DO and can HAVE.

Get my FREE worksheet prompt to help you create your ideal life vision

Enjoy ❤❤

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How to be Friends with your Money

What is your relationship with money?

Do you have a feeling of dread that there is never enough? or do you rejoice and welcome the possibilities that every dollar can provide?

I am sure you have guessed by now, that I love my money, I welcome it and treat it nicely like I would a trusted friend.

By making money welcome, more will be attracted to you and there will always be enough.  Sure, I would like more sometimes, but I very rarely say “I can’t afford that”  rather I say “What do I have to do to afford that”

The act of purchasing anything is always a choice. Even the simple act of buying bread can range from the budget $1.00 supermarket offering up to high end $10 a loaf artisan bread.  While I may not buy the artisan bread every day, it is sometimes bought on the weekend as a treat.  That artisan sourdough loaf together with slices of good ham and a couple of poached eggs still equates to a far smaller outlay than hubby and I going to a cafe for breakfast.

So how do I do it?

In our personal life, we have been “living on the pension” for a few years now. (you can read about it here)

It is due to this spending plan that we have been able to pay down a huge amount off our debt and will be debt-free (with a luxury car) well before retirement age, which is still over 10 years away for us.

To welcome my money like a friend, I have devised a method of preparation like one might do if they knew a friend was coming to visit and stay a while.

Step 1:  Set aside some time to prepare the visit.
Make a time (I do it monthly) to have a look at balances and spending.

Having an in-depth understanding of exactly what comes in and what goes out each month is VITAL to creating a great relationship with your money.

(As a starting point, try using your debit or credit card for EVERY purchase for a few weeks, I know that sounds against what every “guru” says, but seriously who has the time or inclination to track every cent in a book or app for more than a few hours?   Having purchased on a card means you can go back and examine the transaction list and allocate where each dollar has gone.)

Once you have an understanding of your spending habits, you can organise a spending plan to accommodate the lifestyle you wish to have.  Note that I called it a Spending Plan NOT a Budget.  Budget is a word like Diet in that it has a negative connotation and feeling of lack for many people.  So have a Spending Plan and a Healthy Eating plan

Your money will not be a burden if it knows exactly where it is meant to go and what its purpose is.

Step 2:   Welcome Money
When you do see money arrive, welcome it with open arms ( or wallet 🙂  ) Don’t dwell on thoughts that it is not enough.  Would you open the door to a friend and greet them with  “Oh, It is only you, I was hoping for more”?

Step 3: Treat money nicely.
Literally, have a nice purse or wallet to keep money in. It will make you feel abundant every time you remove it from your handbag.  Keep your purse tidy, clear out those scraps of paper, old receipts and rubbish. This shows money that it is important and has a clear space to live.  Look after bank accounts too, have your emergency money in a higher interest account that means it is working as hard as you are.

These simple things will change your mindset around money and ultimately you will attract more 🙂

 

 

How Much Money Do You Need?

How much money do you need?

Interesting discussion recently on this subject with a group I am in.
Now of course the whole philosophy behind my life and, indeed, this blog, is that I don’t aspire to be financially a gazillionaire.
Sure, I wan’t to be a princess but there a whole lot of factors that are brought up around being financially rich.
I enjoy working, but have no wish to do it for 100 hours a week. I also love travelling, but when we are away for an extended period of time, it i lovely to get home.

So, how much money DO you need?

To answer this question, I believe you need to know firstly how much your ideal 10/10 life would cost.
Once you have that, it is a simple case of working backwards to obtain an annual income level.

I guarantee you it will NOT be as high as you might think.

A fundamental cornerstone of my Rise to Rich course, is my RISE Audit to determine where your life is at right now, and then diving deeper into the RISE Plan to fully map out exactly what YOUR 10/10 life looks like.

Check it out here

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