Who hasn't been in this scenario? It is the day after payday, you have a party to go to on the weekend, you really need a new dress. (shoes, bag, coat etc) You go to the mall and "BARGAIN" you find the perfect top for just $20. YAY!!!! At the same shop you find a cute skirt, a shirt for work and a funky belt. You walk out of the store feeling really good that you got some great deals. All that for just $99.00 Still on a high, you get home, check the mail, and UH-OH the credit bill … [Read more...] about Why that “Bargain” might be costing as much as 40 times what you thought you paid.
One really simple way to save money and create your champagne lifestyle is to look at your spending habits make some quality changes. Some ideas might be: Coffee. Nearly every savings blog or site you see always puts coffee at the top of the list. Certainly your daily (or three) cafe coffee can leave a huge dent in your wallet, but life is way to short for bad coffee. in keeping with the champagne lifestyle, I am not going to suggest you drink instant :) Look for alternatives. Have a … [Read more...] about Change one habit and save.
"Sunshine Cash" is the opposite of saving for a rainy day. For me, Sunshine Cash is the money I earn on top of my regular income. It is not intended to pay the bills or be saved in the emergency fund. It is FUN MONEY!! However, it does trickle in sporadically depending on what I am pursuing at the time, so I have a separate bank account for it. Making the dollars s-t-r-e-t-c-h It is not so much the saving of the amount, as maximising the value of it. I want every sunshine dollar to be a … [Read more...] about Why every one of my dollars is a “blazing sunbeam”
Welcome to my blog. I have long admitted to having Champagne taste on a Beer budget, and I have discovered many ways to live the life I want on sometimes very little money. Whether by earning a bit of cash on the side, or just getting great deals on the products and experiences that make up life in general. I have found that the niceties of life can usually be found with some creative thinking and female ingenuity. What sort of things? My "Champagne taste" extends itself to most areas of my … [Read more...] about How I live a champagne lifestyle on a lite beer budget.